Credit Firm, one of the leading credit repair companies in the nation, invites you to improve your life by fixing your credit report and increasing your credit score. We combine superior results, unparalleled customer service, and affordable monthly payments to deliver the best credit repair experience for you.
At Credit Firm we take your goals very seriously. In fact it is the first question we ask. What is your goal? Whether you want to buy a house, a car, refinance your current mortgage, or simply improve your credit score. We can help you achieve your goal. Call 1-800-750-1416 now and one of our experienced credit consultants will create a FREE step by step credit repair Action Plan on how to improve your credit report and increase your credit score.
Free Credit Consultation
Our certified credit consultants provide you with a FREE credit consultation. The credit consultation includes a review of your credit report and a step by step ACTION PLAN indicating the necessary steps to improve your credit in order to achieve your goal.
At CreditFirm.net our number one priority is your credit score.
When it comes to credit repair, we know what works, so we focus all of our actions to delivering you results in a timely manner.
Our Promise to You
We promise to give you an exceptional customer experience and an honest value each month you are enrolled in our credit repair program.
If you are ready to get started, we are ready for you!
A Different Type of Credit Repair
Unlike other credit repair companies, CreditFirm.net’s service includes a legal audit of your credit reports by a licensed attorney, who also carefully reviews every document we mail out to your creditors. This personal legal touch, along with hundreds of automated legal cross-checks by our FCRA compliance validation database, gives us the leverage to fix your credit legally and permanently.
15 years of Credit Repair Experience
CreditFirm.net, a private credit consulting firm, was founded in 1997 by a group of attorneys with one goal in mind. To help defend consumers’ rights against the credit reporting agencies, creditors, and the CDIA.
We believe that every consumer deserves the right to have good credit. That is why we would be honored to represent you throughout the credit repair process.
Will you be our next success story?
Why hire a Credit Repair Company?
Bad credit affects every aspect of your life. Everything from whether you can get a job, get approved for a credit card, qualify for an auto loan, mortgage, or even get insurance; it is all impacted by your credit score. Do it Yourself credit repair (DIY credit repair) is very often a time consuming, arduous, and stressful process. Hiring a professional service to fix your credit by doing all of the work for you saves you time and money. It also elevates all of the stress associated with credit repair and speeds up the process for you, so that you can have good credit ASAP.
Credit Firm can help you repair your bad credit
|Discover what thousands of others before you have. That there is a solution for bad credit.In life, time is the prime commodity, don’t waste another second living with bad credit. Get started today and take the first step to achieving your goals.Need more info? Find out why thousands of people choose our Credit Repair Service.|
What Does Your Credit Score Say About You?
Your credit score impacts every aspect of your life. Your credit score determines whether you qualify for a mortgage, auto loan, student loan, credit cards, personal or business loans, and the interest rates you pay. Your credit report is also a big determining factor for potential employers and even insurance premiums. In fact, your credit score has become one of the single most important determining factors of your quality of life. Increasing your credit score not only saves you money on interest rates, but it also increases your quality of life.
What’s On Your Credit Report?
According to Business Wire, 50% of US consumers with credit files (110 million people) have had their credit history negatively impacted by the recent economic hardship resulting in derogatory accounts on their credit reports and low credit scores. And according to study by the Public Interest Research Group’s (PIRG) over 79% of credit reports contain incorrect, erroneous, and misleading information. Coupled with the credit bureaus’ indifference to reporting correct information, Bad Credit is becoming more common than ever.
How is Bad Credit impacting You?
Bad credit closes many doors and limits many consumers to obtaining financing through Sub-Prime means resulting in excessively high interest rates and towering monthly payments.
The Benefits of Good Credit
– Low interest rate mortgage
Repair Credit Fast
4 Steps to Buying a Home
by: Michael Creditfirm.
Owning a home is one of the most rewarding experiences that you can ever have. But, before you start looking through home listings and going to open houses there are a 4 steps which you will need to take to be ready to buy your dream house.
1. Check Your Credit
Your credit score will play a very big part in determining whether you qualify for a mortgage, the maximum loan amount, and the down payment which you will need in order to buy a home. The higher your credit score, the better the terms of the loan and the lower your interest rate.
If your credit scores are too low or aren’t as high as you would like them to be, you can hire a credit repair agency like CreditFirm.Net to help you increase your credit scores.
2. Find Your Price Range
If you’re like most people, your going to need to fit your monthly mortgage payment into your budget. Figure out what you can afford to pay every month on your home and extrapolate that into the total price of the home which you will be looking for. This is where the down payment and interest rate comes into play. The better your credit score, the lower the down payment and interest rate, and the more you will be able to afford.
3. Get Pre-Approved
Find an experienced Loan Officer/ Mortgage Broker who will be able to get you pre-approved for a mortgage. The loan officer will take all of your information, check your credit, and tell you what amount you are pre-approved to purchase. This way, you will now be able to look for a home care-free, knowing exactly what amount you can have financed through a lender. You will also be looked at as a more serious buyer because you are already pre-approved for a mortgage and will be able to complete the buying process a lot faster than someone just starting out. This fact alone can save you thousands of dollars as you negotiate the final price of the home with the seller.
4. No Surprises
Once you find your dream home, agree on the price, and get the mortgage underwriting process going, it’s important to be as stable as possible before the closing. Lenders don’t want to see any surprises during the underwriting of your home loan. Incurring new debt such as purchasing a car, appliances, or furniture can throw your debt-to-income ratio out of whack and stop the entire process. So for the sake of your dream home, don’t buy anything on credit, don’t close any accounts, don’t even apply for new credit, until after you close on your home and have your keys in hand.
Getting your credit in order before you start the home buying process is not only smart, it can save you months of paperwork and thousands of dollars.
Why Choose CreditFirm.net?
Assurance. Our Credit Repair process was developed by experienced attorneys.
Speed. Documents are typically processed and sent out for investigation within 3-5 days.
Support. Award winning customer service guarantees your satisfaction.
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