Credit Firm, one of the leading credit repair companies in the nation, invites you to improve your life by fixing your credit report and increasing your credit score. We combine superior results, unparalleled customer service, and affordable monthly payments to deliver the best credit repair experience for you.
At Credit Firm we take your goals very seriously. In fact it is the first question we ask. What is your goal? Whether you want to buy a house, a car, refinance your current mortgage, or simply improve your credit score. We can help you achieve your goal. Call 1-800-750-1416 now and one of our experienced credit consultants will create a FREE step by step credit repair Action Plan on how to improve your credit report and increase your credit score.
Free Credit Consultation
Our certified credit consultants provide you with a FREE credit consultation. The credit consultation includes a review of your credit report and a step by step ACTION PLAN indicating the necessary steps to improve your credit in order to achieve your goal.
At CreditFirm.net our number one priority is your credit score.
When it comes to credit repair, we know what works, so we focus all of our actions to delivering you results in a timely manner.
Our Promise to You
We promise to give you an exceptional customer experience and an honest value each month you are enrolled in our credit repair program.
If you are ready to get started, we are ready for you!
A Different Type of Credit Repair
Unlike other credit repair companies, CreditFirm.net’s service includes a legal audit of your credit reports by a licensed attorney, who also carefully reviews every document we mail out to your creditors. This personal legal touch, along with hundreds of automated legal cross-checks by our FCRA compliance validation database, gives us the leverage to fix your credit legally and permanently.
15 years of Credit Repair Experience
CreditFirm.net, a private credit consulting firm, was founded in 1997 by a group of attorneys with one goal in mind. To help defend consumers’ rights against the credit reporting agencies, creditors, and the CDIA.
We believe that every consumer deserves the right to have good credit. That is why we would be honored to represent you throughout the credit repair process.
Will you be our next success story?
Why hire a Credit Repair Company?
Bad credit affects every aspect of your life. Everything from whether you can get a job, get approved for a credit card, qualify for an auto loan, mortgage, or even get insurance; it is all impacted by your credit score. Do it Yourself credit repair (DIY credit repair) is very often a time consuming, arduous, and stressful process. Hiring a professional service to fix your credit by doing all of the work for you saves you time and money. It also elevates all of the stress associated with credit repair and speeds up the process for you, so that you can have good credit ASAP.
Credit Firm can help you repair your bad credit
|Discover what thousands of others before you have. That there is a solution for bad credit.In life, time is the prime commodity, don’t waste another second living with bad credit. Get started today and take the first step to achieving your goals.Need more info? Find out why thousands of people choose our Credit Repair Service.|
What Does Your Credit Score Say About You?
Your credit score impacts every aspect of your life. Your credit score determines whether you qualify for a mortgage, auto loan, student loan, credit cards, personal or business loans, and the interest rates you pay. Your credit report is also a big determining factor for potential employers and even insurance premiums. In fact, your credit score has become one of the single most important determining factors of your quality of life. Increasing your credit score not only saves you money on interest rates, but it also increases your quality of life.
What’s On Your Credit Report?
According to Business Wire, 50% of US consumers with credit files (110 million people) have had their credit history negatively impacted by the recent economic hardship resulting in derogatory accounts on their credit reports and low credit scores. And according to study by the Public Interest Research Group’s (PIRG) over 79% of credit reports contain incorrect, erroneous, and misleading information. Coupled with the credit bureaus’ indifference to reporting correct information, Bad Credit is becoming more common than ever.
How is Bad Credit impacting You?
Bad credit closes many doors and limits many consumers to obtaining financing through Sub-Prime means resulting in excessively high interest rates and towering monthly payments.
The Benefits of Good Credit
- Low interest rate mortgage
Repair Credit Fast
Living With Bad Credit
by: Michael Creditfirm.
Your credit is one of the most important determining factors which directly contributes to your quality of life. So it makes sense that a bad credit score can wreak havoc and cause an undue burden on just about every consumer.
Here are 6 ways bad credit can affect your life:
1. Struggles Getting a Loan
If you have goals such as being a home owner, having your own car or paying for children’s college tuition, you will need money to do so and if you cannot afford to pay cash, you will need to apply for a loan. And in order to get approved for the loan, you will need to have a good credit score.
Unfortunately, most consumers with bad credit continue the downward spiral and never know the feeling of being a home owner or having a brand new car. This is why it is so important to stop the cycle of bad credit and improve your life by fixing your credit.
2. Increased Interest Rates
Consumers with good credit qualify for the top tier interest rates on everything from credit cards to mortgages to auto loans. If you have bad credit you will automatically have increased interest rates on these things which in turn elevate your monthly payments and end up costing you hundreds of thousands of dollars more than if you had good credit.
3. Difficulty in Renting
When it comes to renting, credit plays a crucial part in determining whether you will are approved for an apartment, as well as the size of the security deposit which will be required. Consumers with bad credit are often asked to put down 2-3 months worth of rent as a security deposit while those with good credit often times have their security deposits waived. This is why it is so important that you get your credit up to par before looking for an apartment.
4. Increased Utility Costs
Just like landlords, utility companies often times require a security deposit from consumers with bad credit. When considering that services such as telephone, gas, cable, internet, and electricity will all need deposits of $50 to $500 each to activate; the cost of bad credit quickly escalates.
5. Higher Insurance Premiums
Insurance agencies all differ from one another, but insurance underwriters determine your insurance premiums in pretty much the same way. No surprise here but your credit score is a very important part of that. An individual with a poor credit score can pay double the amount on car insurance as an individual with the exact same driver profile with excellent credit standing.
6. Difficulty finding a Job
When applying for a job, most employers will review an applicant’s credit reports prior to hiring them. It is believed that bad credit is a sign of irresponsibility and a lack of financial competency. Some even go so far as saying that applicants with bad credit are more likely to steal than those with good credit.
That’s why it is so important to put your best foot forward by making sure that your credit is at its’ absolute best so that you can maximize your earning potential and get the highest paying job that you can get.
If you need to repair your credit report and improve your credit score, the experts at CreditFirm.Net are here to help.
Why Choose CreditFirm.net?
Assurance. Our Credit Repair process was developed by experienced attorneys.
Speed. Documents are typically processed and sent out for investigation within 5 days.
Support. Award winning customer service guarantees your satisfaction.
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