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You are worthy of having excellent credit.
Join thousands of people just like you,on a path to improving their credit.
Credit Firm can help you improve your credit faster than ever.

The Trusted Experts in Credit Repair

Credit Firm – Credit Repair Law Firm

Credit Firm, one of the first credit repair companies in the nation, invites you to improve your life by fixing your credit report and increasing your credit score.  We combine superior results, unparalleled customer service, and affordable monthly payments to deliver the best credit repair experience for you.

Your Goal

At Credit Firm we take your goals very seriously. In fact it is the first question we ask. What is your goal? Whether you want to buy a house, a car, refinance your current mortgage, or simply improve your credit score. We can help you achieve your goal. Call 1-800-750-1416 now and one of our experienced credit consultants will create a FREE step by step credit repair Action Plan on how to improve your credit report and increase your credit score.

action plan

Free Credit Consultation

Our certified credit consultants provide you with a FREE credit consultation. The credit consultation includes a review of your credit report and a step by step ACTION PLAN indicating the necessary steps to improve your credit in order to achieve your goal.

Our Priority

At CreditFirm.net our number one priority is your credit score.

When it comes to credit repair, we know what works, so we focus all of our actions to delivering you results in a timely manner.

Our Promise to You

We promise to give you an exceptional customer experience and an honest value each month you are enrolled in our credit repair program.

If you are ready to get started, we are ready for you!

A Different Type of Credit Repair

Unlike other credit repair companies, CreditFirm.net’s service includes a legal audit of your credit reports by a licensed attorney, who also carefully reviews every document we mail out to your creditors.  This personal legal touch, along with hundreds of automated legal cross-checks by our FCRA compliance validation database, gives us the leverage to fix your credit legally and permanently.

15 years of Credit Repair Experience

CreditFirm.net, a private credit law firm, was founded in 1997 by a group of attorneys with one goal in mind. To help defend consumers’ rights against the credit reporting agencies, creditors, and the CDIA.

We believe that every consumer deserves the right to have good credit. That is why we would be honored to represent you throughout the credit repair process.

Will you be our next success story?

Why hire a Credit Repair Company?

Bad credit affects every aspect of your life. Everything from whether you can get a job, get approved for a credit card, qualify for an auto loan, mortgage, or even get insurance; it is all impacted by your credit score.  Do it Yourself credit repair (DIY credit repair) is very often a time consuming, arduous, and stressful process. Hiring a professional service to fix your credit by doing all of the work for you saves you time and money.  It also elevates all of the stress associated with credit repair and speeds up the process for you, so that you can have good credit ASAP.

credit repair service

Credit Firm can help you repair your bad credit

Discover what thousands of others before you have.  That there is a solution for bad credit.In life, time is the prime commodity, don’t waste another second living with bad credit.  Get started today and take the first step to achieving your goals.Need more info? Find out why thousands of people choose our Credit Repair Service.
Sign UpLearn MoreCall now For a FREE Consultation
1-800-750-1416

What Does Your Credit Score Say About You?

Your credit score impacts every aspect of your life.  Your credit score determines whether you qualify for a mortgage, auto loan, student loan, credit cards, personal or business loans, and the interest rates you pay.  Your credit report is also a big determining factor for potential employers  and even insurance premiums. In fact, your credit score has become one of the single most important determining factors of your quality of life. Increasing your credit score not only saves you money on interest rates, but it also increases your quality of life.

What’s On Your Credit Report?

According to Business Wire, 50% of US consumers with credit files (110 million people) have had their credit history negatively impacted by the recent economic hardship resulting in derogatory accounts on their credit reports and low credit scores.  And according to study by the Public Interest Research Group’s (PIRG) over 79% of credit reports contain incorrect, erroneous, and misleading information. Coupled with the credit bureaus’ indifference to reporting correct information, Bad Credit is becoming more common than ever.

How is Bad Credit impacting You?

Bad credit closes many doors and limits many consumers to obtaining financing through Sub-Prime means resulting in excessively high interest rates and towering monthly payments.

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The Benefits of Good Credit

–       Low interest rate mortgage
–       Apartment with no security deposit
–       Low interest rate credit card
–       Low interest rate Auto Loan with NO DOWN payment
–       Have extra money left over at the end of the month
–       Low Car Insurance rates
–       Qualify for a low interest Personal Loan
–       Qualify for an SBA Loan to start a business
–       More employment opportunities
–       Confidence

Repair Credit Fast

Credit Firm’s professional credit repair service has helped thousands of clients improve their credit history and raise their credit scores by deleting derogatory accounts from their credit reports and optimizing their credit files.  With over 15 years of experience and thousands of satisfied clients, Credit Firm is the solution for bad credit.  Start our credit repair program today and see the difference good credit makes.

Sign UpLearn MoreCall now For a FREE Consultation
1-800-750-1416

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What is the Statute of Limitations?

SoL

Almost all creditors, reporting on your credit report have a statute of limitations for how long they can attempt to collect on a debt. The statute of limitations is the legal time frame that the debt can be pursued through the legal system.

The statute of limitations is typically based on either your state of residence or the state in which the debt was obtained, as well as the type of debt. Contractual, oral, credit card, and installment debt all have different statutes of limitations.

For Example; Here is a state list of the statute of limitations for credit card debt.

These statutes are important for a few reasons. Firstly, there are some disputes based on the debtor not being able to collect on the debt due to the statute of limitations expiring.

Secondly, this is why your clients probably don’t, in most cases, want to make any kind of payment to a collection company. The time they can collect would then extend from the time your client made their last payment to that collection company or creditor. This is why some collection companies make it so easy for consumers to pay with payments.

WARNING!
According to the Federal Trade Commission, making ANY payment or signing a promissory note to a debtor can reset or restart the statute of limitations, even after it’s expired.

This is why it is so crucial that you have a team of certified credit professionals like CreditFirm.Net working on your credit.

Are you ready for a better credit score?

 

Why Choose CreditFirm.net?

Assurance. Our Credit Repair process was developed by experienced attorneys.

Speed. Documents are typically processed and sent out for investigation within 3-5 days.

Support. Award winning customer service guarantees your satisfaction.

CreditFirm.net Review

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CreditFirm.net promises to perform the work outlined in the agreement and to charge a monthly fee for services already performed.