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You are worthy of having excellent credit.
Join thousands of people just like you,on a path to improving their credit.
Credit Firm can help you improve your credit faster than ever.

The Trusted Experts in Credit Repair

Credit Firm – Credit Repair Law Firm

Credit Firm, one of the oldest and most trusted credit repair companies in the nation, invites you to improve your life by fixing your credit report and increasing your credit scores.  We combine superior results, unparalleled customer service, and affordable monthly payments to deliver the best credit repair experience for you.

Your Goal

At Credit Firm we take your goals very seriously. In fact it is the first question we ask. What is your goal? Whether you want to buy a house, a car, refinance your current mortgage, or simply improve your credit score. We can help you achieve your goal. Call 1-800-750-1416 now and one of our experienced credit consultants will create a FREE step by step credit repair Action Plan on how to improve your credit report and increase your credit score.

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Free Credit Consultation

Our certified credit consultants provide you with a FREE credit consultation. The credit consultation includes a review of your credit report and a step by step ACTION PLAN indicating the necessary steps to improve your credit in order to achieve your goal.

Our Priority

At CreditFirm.net our number one priority is your credit score.

When it comes to credit repair, we know what works, so we focus all of our actions to delivering you results in a timely manner.

Our Promise to You

We promise to give you an exceptional customer experience and an honest value each month you are enrolled in our credit repair program.

If you are ready to get started, we are ready for you!

A Different Type of Credit Repair

Unlike other credit repair companies, CreditFirm.net’s service includes a legal audit of your credit reports by a licensed attorney, who also carefully reviews every document we mail out to your creditors.  This personal legal touch, along with hundreds of automated legal cross-checks by our FCRA compliance validation database, gives us the leverage to fix your credit legally and permanently.

15 years of Credit Repair Experience

CreditFirm.net, a private credit law firm, was founded in 1997 by a group of attorneys with one goal in mind. To help defend consumers’ rights against the credit reporting agencies, creditors, and the CDIA.

We believe that every consumer deserves the right to have good credit. That is why we would be honored to represent you throughout the credit repair process.

Will you be our next success story?

Why hire a Credit Repair Company?

Bad credit affects every aspect of your life. Everything from whether you can get a job, get approved for a credit card, qualify for an auto loan, mortgage, or even get insurance; it is all impacted by your credit score.  Do it Yourself credit repair (DIY credit repair) is very often a time consuming, arduous, and stressful process. Hiring a professional service to fix your credit by doing all of the work for you saves you time and money.  It also elevates all of the stress associated with credit repair and speeds up the process for you, so that you can have good credit ASAP.

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Credit Firm can help you repair your bad credit

Discover what thousands of others before you have.  That there is a solution for bad credit. In life, time is the prime commodity, don’t waste another second living with bad credit.  Get started today and take the first step to achieving your goals.Need more info? Find out why thousands of people choose our Credit Repair Service.
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What Does Your Credit Score Say About You?

Your credit score impacts every aspect of your life.  Your credit score determines whether you qualify for a mortgage, auto loan, student loan, credit cards, personal or business loans, and the interest rates you pay.  Your credit report is also a big determining factor for potential employers  and even insurance premiums. In fact, your credit score has become one of the single most important determining factors of your quality of life. Increasing your credit score not only saves you money on interest rates, but it also increases your quality of life.

What’s On Your Credit Report?

According to Business Wire, 50% of US consumers with credit files (110 million people) have had their credit history negatively impacted by the recent economic hardship resulting in derogatory accounts on their credit reports and low credit scores.  And according to study by the Public Interest Research Group’s (PIRG) over 79% of credit reports contain incorrect, erroneous, and misleading information. Coupled with the credit bureaus’ indifference to reporting correct information, Bad Credit is becoming more common than ever.

How is Bad Credit impacting You?

Bad credit closes many doors and limits many consumers to obtaining financing through Sub-Prime means resulting in excessively high interest rates and towering monthly payments.

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The Benefits of Good Credit

–       Low interest rate mortgage
–       Apartment with no security deposit
–       Low interest rate credit card
–       Low interest rate Auto Loan with NO DOWN payment
–       Have extra money left over at the end of the month
–       Low Car Insurance rates
–       Qualify for a low interest Personal Loan
–       Qualify for an SBA Loan to start a business
–       More employment opportunities
–       Confidence

Repair Credit Fast

Credit Firm’s professional credit repair service has helped thousands of clients improve their credit history and raise their credit scores by deleting derogatory accounts from their credit reports and optimizing their credit files.  With over 15 years of experience and thousands of satisfied clients, Credit Firm is the solution for bad credit.  Start our credit repair program today and see the difference good credit makes.

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How to Increase Your Credit Scores

excellent credit score

If you’ve ever been denied credit or are being charged high interest rates for a mortgage, auto loan, or credit card, it may be time to take a look at your credit scores.

Your credit score, a history of how well you repay debt, determines your creditworthiness and in most cases determines whether you are qualified for a loan as well as the rate of interest that you will be charged.

A high credit score guarantees the best rates and terms on loans, while a low score almost always means that you will end up paying 3 to 5 times more for a loan than someone with good credit.

Increasing your credit score can change your life by saving hundreds of thousands of dollars in interest fees and giving you access to capital to buy your own home, buy a car, and even start a business.

Increasing your credit scores doesn’t happen overnight, it’s a long painstaking process which takes time, patience, organization, and a knowledge of consumer protection law. This is why it’s so important to start planning for the future and working on improving your credit scores well in advance of when you will need it.

To increase your credit scores, you will want to work on the following five factors.

Payment History (35% of Your Credit Score)

Paying your bills on time is the best way to ensure a high credit score. Late payments, collections, repossessions, and other derogatory and delinquent information will bring down your credit scores. If you have derogatory information reporting on your credit report, it is important that you get proactive and work on removing as much of it off your reports as possible. You can also hire a credit repair service to leverage consumer protection statutes given to you by FACTA, FCRA, and FDCPA to legally remove negative accounts from your reports.

Amounts Owed (30%)

The utilization rate of your credit cards, also known as the balance to credit limit ratio, makes up approximately 30% of your credit score. Keep your credit card balances at or below a 20% utilization rate to maximize your credit scores.

Length of Credit History (15%)

The average age of your open accounts makes up 15% of your credit score. Keep your oldest accounts open as long as possible and your scores will increase. Those with a short length of credit history are penalized because they have not had credit for very long while those with a long length of credit are benefited with a higher score.

Mix of Credit (10%)

Maintaining a good mix of revolving accounts (credit cards) and installment accounts (accounts with a set length of term like auto loans, mortgages, and student loans) will increase your credit scores by showing lenders that you can maintain and use both types of accounts.

New Credit (10%)

Every time you apply for credit, an inquiry reports to your credit report. These inquiries represent a history of all of your applications for credit over the course of the last 2 years. Too many inquiries will lower your credit score and make you look like you’re desperate for credit. Ideally, limit yourself to no more than one inquiry every 6 months.

CreditFirm.Net has helped thousands of consumers just like you remove negative information from their credit reports and improve their credit scores by leveraging consumer protection statutes like the FACTA, FCRA, FDCPA, HIPAA, and more.

Since 1997, CreditFirm.Net has helped our clients purchase homes, get low interest auto loans, and save millions of dollars by improving their credit scores.


Why Choose CreditFirm.net?

Assurance. Our Credit Repair process was developed by experienced attorneys.

Speed. Documents are typically processed and sent out for investigation within 3-5 days.

Support. Award winning customer service guarantees your satisfaction.

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CreditFirm.net promises to perform the work outlined in the agreement and to charge a monthly fee for services already performed.