Credit Firm, one of the leading credit repair companies in the nation, invites you to improve your life by fixing your credit report and increasing your credit score. We combine superior results, unparalleled customer service, and affordable monthly payments to deliver the best credit repair experience for you.
At Credit Firm we take your goals very seriously. In fact it is the first question we ask. What is your goal? Whether you want to buy a house, a car, refinance your current mortgage, or simply improve your credit score. We can help you achieve your goal. Call 1-800-750-1416 now and one of our experienced credit consultants will create a FREE step by step credit repair Action Plan on how to improve your credit report and increase your credit score.
Free Credit Consultation
Our certified credit consultants provide you with a FREE credit consultation. The credit consultation includes a review of your credit report and a step by step ACTION PLAN indicating the necessary steps to improve your credit in order to achieve your goal.
At CreditFirm.net our number one priority is your credit score.
When it comes to credit repair, we know what works, so we focus all of our actions to delivering you results in a timely manner.
Our Promise to You
We promise to give you an exceptional customer experience and an honest value each month you are enrolled in our credit repair program.
If you are ready to get started, we are ready for you!
A Different Type of Credit Repair
Unlike other credit repair companies, CreditFirm.net’s service includes a legal audit of your credit reports by a licensed attorney, who also carefully reviews every document we mail out to your creditors. This personal legal touch, along with hundreds of automated legal cross-checks by our FCRA compliance validation database, gives us the leverage to fix your credit legally and permanently.
15 years of Credit Repair Experience
CreditFirm.net, a private credit consulting firm, was founded in 1997 by a group of attorneys with one goal in mind. To help defend consumers rights against the credit reporting agencies, creditors, and the CDIA.
We believe that every consumer deserves the right to have good credit. That is why we would be honored to represent you throughout the credit repair process.
Will you be our next success story?
Why hire a Credit Repair Company?
Bad credit affects every aspect of your life. Everything from whether you can get a job, get approved for a credit card, qualify for an auto loan, mortgage, or even get insurance; it is all impacted by your credit score. Do it Yourself credit repair (DIY credit repair) is very often a time consuming, arduous, and stressful process. Hiring a professional service to fix your credit by doing all of the work for you saves you time and money. It also elevates all of the stress associated with credit repair and speeds up the process for you, so that you can have good credit ASAP.
Credit Firm can help you repair your bad credit
|Discover what thousands of others before you have. That there is a solution for bad credit.In life, time is the prime commodity, don’t waste another second living with bad credit. Get started today and take the first step to achieving your goals.Need more info? Find out why thousands of people choose our Credit Repair Service.|
What Does Your Credit Score Say About You?
Your credit score impacts every aspect of your life. Your credit score determines whether you qualify for a mortgage, auto loan, student loan, credit cards, personal or business loans, and the interest rates you pay. Your credit report is also a big determining factor for potential employers and even insurance premiums. In fact, your credit score has become one of the single most important determining factors of your quality of life. Increasing your credit score not only saves you money on interest rates, but it also increases your quality of life.
What’s On Your Credit Report?
According to Business Wire, 50% of US consumers with credit files (110 million people) have had their credit history negatively impacted by the recent economic hardship resulting in derogatory accounts on their credit reports and low credit scores. And according to study by the Public Interest Research Group’s (PIRG) over 79% of credit reports contain incorrect, erroneous, and misleading information. Coupled with the credit bureaus’ indifference to reporting correct information, Bad Credit is becoming more common than ever.
How is Bad Credit impacting You?
Bad credit closes many doors and limits many consumers to obtaining financing through Sub-Prime means resulting in excessively high interest rates and towering monthly payments.
The Benefits of Good Credit
- Low interest rate mortgage
Repair Credit Fast
What is a Good Credit Score?
by: Michael Creditfirm.
It seems that one the most frequently asked questions consumers have is “what is a good credit score?”
And it is a GREAT question.
As you start out toward the path of improving your credit score, it is important to clearly define your goals and set an exact target for your credit scores. This is why it is paramount to specify exactly what good credit is.
Although it can be a bit tricky defining the exact range for a good credit score. According to the Fair Isaac Company, the developers of the FICO scoring model, here are the general ranges for credit scores.
Credit Scoring Range.
- Excellent Credit: 750+
- Good Credit: 700-749
- Fair Credit: 650-699
- Poor Credit: 600-649
- Bad Credit: below 599
Please keep one important thing in mind, different lenders use different guidelines to determine exactly what a good credit score is for them. But
What’s Your Credit Score?
Now that you can define what a good credit score is, it’s a good idea to find out where you stand. Credit monitoring companies charge anywhere from $10 to $30 per month to give you access to your credit scores. But, you can actually get your credit scores from all 3 credit reporting agencies for free (no credit card required).
Once you take a look at your credit scores, you’ll have an idea of how lenders view you and your creditworthiness.
But, how did the credit bureaus come up with these scores?
How Are Credit Scores Calculated?
Credit scores are calculated by applying a mathematical formula to the information contained in your credit report. So if you’re wondering why your scores may be a bit low, the answer will be in your credit report.
The FICO scoring model uses several key factors to determine your credit scores. And although the actual formula has not been publicly disclosed, we know the general guidelines used to calculate the FICO credit score.
- Payment History
- Amounts Owed
- Length of Credit History
- Credit Variation
- New Credit/ Inquiries
Basically, the information in your credit report is run through an algorithm which scores your creditworthiness on the aforementioned factors, and spits out a number which helps lenders gauge the risk of lending you money. The higher the credit score, the lower the risk, the better the terms of the loan.
The Benefits Good Credit
Good credit will help you give you access to hundreds of thousands if not millions of dollars in credit at the best possible rates and terms. Whether it’s buying a house, financing a car, getting a business loan, or even a credit card for your day to day expenses; good credit will open the doors to a better life.
Why Choose CreditFirm.net?
Assurance. Our Credit Repair process was developed by experienced attorneys.
Speed. Documents are typically processed and sent out for investigation within 5 days.
Support. Award winning customer service guarantees your satisfaction.
Read More →
Read More Posts From This Category