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Join thousands of people just like you,on a path to improving their credit.
Credit Firm can help you improve your credit faster than ever.

The Trusted Experts in Credit Repair

Credit Firm – Credit Repair Agency

Credit Firm, one of the leading credit repair companies in the nation, invites you to improve your life by fixing your credit report and increasing your credit score.  We combine superior results, unparalleled customer service, and affordable monthly payments to deliver the best credit repair experience for you.

Your Goal

At Credit Firm we take your goals very seriously. In fact it is the first question we ask. What is your goal? Whether you want to buy a house, a car, refinance your current mortgage, or simply improve your credit score. We can help you achieve your goal. Call 1-800-750-1416 now and one of our experienced credit consultants will create a FREE step by step credit repair Action Plan on how to improve your credit report and increase your credit score.

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Free Credit Consultation

Our certified credit consultants provide you with a FREE credit consultation. The credit consultation includes a review of your credit report and a step by step ACTION PLAN indicating the necessary steps to improve your credit in order to achieve your goal.

Our Priority

At our number one priority is your credit score.

When it comes to credit repair, we know what works, so we focus all of our actions to delivering you results in a timely manner.

Our Promise to You

We promise to give you an exceptional customer experience and an honest value each month you are enrolled in our credit repair program.

If you are ready to get started, we are ready for you!

A Different Type of Credit Repair

Unlike other credit repair companies,’s service includes a legal audit of your credit reports by a licensed attorney, who also carefully reviews every document we mail out to your creditors.  This personal legal touch, along with hundreds of automated legal cross-checks by our FCRA compliance validation database, gives us the leverage to fix your credit legally and permanently.

15 years of Credit Repair Experience, a private credit consulting firm, was founded in 1997 by a group of attorneys with one goal in mind. To help defend consumers rights against the credit reporting agencies, creditors, and the CDIA.

We believe that every consumer deserves the right to have good credit. That is why we would be honored to represent you throughout the credit repair process.

Will you be our next success story?

Why hire a Credit Repair Company?

Bad credit affects every aspect of your life. Everything from whether you can get a job, get approved for a credit card, qualify for an auto loan, mortgage, or even get insurance; it is all impacted by your credit score.  Do it Yourself credit repair (DIY credit repair) is very often a time consuming, arduous, and stressful process. Hiring a professional service to fix your credit by doing all of the work for you saves you time and money.  It also elevates all of the stress associated with credit repair and speeds up the process for you, so that you can have good credit ASAP.

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Credit Firm can help you repair your bad credit

Discover what thousands of others before you have.  That there is a solution for bad credit.In life, time is the prime commodity, don’t waste another second living with bad credit.  Get started today and take the first step to achieving your goals.Need more info? Find out why thousands of people choose our Credit Repair Service.
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What Does Your Credit Score Say About You?

Your credit score impacts every aspect of your life.  Your credit score determines whether you qualify for a mortgage, auto loan, student loan, credit cards, personal or business loans, and the interest rates you pay.  Your credit report is also a big determining factor for potential employers  and even insurance premiums. In fact, your credit score has become one of the single most important determining factors of your quality of life. Increasing your credit score not only saves you money on interest rates, but it also increases your quality of life.

What’s On Your Credit Report?

According to Business Wire, 50% of US consumers with credit files (110 million people) have had their credit history negatively impacted by the recent economic hardship resulting in derogatory accounts on their credit reports and low credit scores.  And according to study by the Public Interest Research Group’s (PIRG) over 79% of credit reports contain incorrect, erroneous, and misleading information. Coupled with the credit bureaus’ indifference to reporting correct information, Bad Credit is becoming more common than ever.

How is Bad Credit impacting You?

Bad credit closes many doors and limits many consumers to obtaining financing through Sub-Prime means resulting in excessively high interest rates and towering monthly payments. table

The Benefits of Good Credit

-       Low interest rate mortgage
-       Apartment with no security deposit
-       Low interest rate credit card
-       Low interest rate Auto Loan with NO DOWN payment
-       Have extra money left over at the end of the month
-       Low Car Insurance rates
-       Qualify for a low interest Personal Loan
-       Qualify for an SBA Loan to start a business
-       More employment opportunities
-       Confidence

Repair Credit Fast

Credit Firm’s professional credit repair service has helped thousands of clients improve their credit history and raise their credit scores by deleting derogatory accounts from their credit reports and optimizing their credit files.  With over 15 years of experience and thousands of satisfied clients, Credit Firm is the solution for bad credit.  Start our credit repair program today and see the difference good credit makes.

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How Divorce Impacts Your Credit

by: .

credit after divorce

Don’t Neglect Your Credit During A Divorce

Although divorce procedures do not directly impact your credit, the indirect impact can quickly devastate your credit scores in no time at all.

Things such as child support, joint accounts, and joint liability all of a sudden enter the fold. And with extra responsibility, comes a greater risk of default.

But, have no fear, there are steps you can take to protect your credit during a divorce.

Get Your Credit Report
It is absolutely crucial that you are aware of every account that is reporting to your credit report. Joint account holders and co-borrowers have 100% liability in just about every case. Get a copy of your credit report from all 3 credit bureaus, have a seat and go through every open account in your credit file. Make a list, and give it to your attorney.

Divorce Decree
A divorce decree does not relieve your liability in any joint accounts which you incurred with your spouse. You are 100% liable and 100% responsible for ALL joint accounts even if the court decrees otherwise.

That’s right, even if the court decrees that your spouse is 100% responsible for a certain debt, you are still liable to the creditor in case of default. A divorce decree does not nullify a signed debt obligation. Whether it’s a credit card, auto loan, or mortgage, if your name is on the original contract, you ARE 100% liable for the debt. This means that if your spouse fails to make a payment or defaults on the loan, it will be reflected in your credit report. Plus, the credit grantor has a legal right to take legal action against both you and your spouse.

So what do you do to protect yourself?

  • Close or separate all joint accounts. Talk to your ex-spouse, if possible. Go through all your debt and decide who should be responsible for each and every account. Call your creditors and ask them how to transfer your joint accounts to individual accounts. If your spouse decides to be less than cooperative, paying off the debt and closing the accounts may be your best bet.
  • You may have to refinance your home to get one name off the mortgage, or you might need to sell your home and divide the proceeds. Even if your name is removed from the title or deed, if your name is on the mortgage, you are responsible for the loan.
  • Continue to pay ALL bills on time.
  • DO NOT LISTEN TO YOUR RELATIVES who tell you to run up your spouses debt and stop paying the bills because it’s the other person’s problem. You have just as much liability in the accounts as your spouse, so you will be ruining both your credit scores, which you will need in order to start over.

Re-Establish Credit
If you were left with few to no open and active accounts after the divorce, you will need to begin to re-establish credit. A good way to start is by getting a credit card with a small credit limit. Pay your bills on time, keep you balance low, and your credit score will increase. If getting approved for a credit card becomes problematic, consider applying for a secured credit card in order to re-establish credit.

If Divorce left your Credit in Shambles
Consider hiring a credit repair service to help you move forward and get your life back together. has helped thousands of our clients get their credit back on track and start fresh with an improved credit report and score. So why wait, get started today and be one step closer to better credit.


Why Choose

Assurance. Our Credit Repair process was developed by experienced attorneys.

Speed. Documents are typically processed and sent out for investigation within 5 days.

Support. Award winning customer service guarantees your satisfaction. Review

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