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You are worthy of having excellent credit.
Join thousands of people just like you,on a path to improving their credit.
Credit Firm can help you improve your credit faster than ever.

The Trusted Experts in Credit Repair

Credit Firm – Credit Repair Law Firm

Credit Firm, one of the oldest and most trusted credit repair companies in the nation, invites you to improve your life by fixing your credit report and increasing your credit scores.  We combine superior results, unparalleled customer service, and affordable monthly payments to deliver the best credit repair experience for you.

Your Goal

At Credit Firm we take your goals very seriously. In fact it is the first question we ask. What is your goal? Whether you want to buy a house, a car, refinance your current mortgage, or simply improve your credit score. We can help you achieve your goal. Call 1-800-750-1416 now and one of our experienced credit consultants will create a FREE step by step credit repair Action Plan on how to improve your credit report and increase your credit score.

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Free Credit Consultation

Our certified credit consultants provide you with a FREE credit consultation. The credit consultation includes a review of your credit report and a step by step ACTION PLAN indicating the necessary steps to improve your credit in order to achieve your goal.

Our Priority

At CreditFirm.net our number one priority is your credit score.

When it comes to credit repair, we know what works, so we focus all of our actions to delivering you results in a timely manner.

Our Promise to You

We promise to give you an exceptional customer experience and an honest value each month you are enrolled in our credit repair program.

If you are ready to get started, we are ready for you!

A Different Type of Credit Repair

Unlike other credit repair companies, CreditFirm.net’s service includes a legal audit of your credit reports by a licensed attorney, who also carefully reviews every document we mail out to your creditors.  This personal legal touch, along with hundreds of automated legal cross-checks by our FCRA compliance validation database, gives us the leverage to fix your credit legally and permanently.

15 years of Credit Repair Experience

CreditFirm.net, a private credit law firm, was founded in 1997 by a group of attorneys with one goal in mind. To help defend consumers’ rights against the credit reporting agencies, creditors, and the CDIA.

We believe that every consumer deserves the right to have good credit. That is why we would be honored to represent you throughout the credit repair process.

Will you be our next success story?

Why hire a Credit Repair Company?

Bad credit affects every aspect of your life. Everything from whether you can get a job, get approved for a credit card, qualify for an auto loan, mortgage, or even get insurance; it is all impacted by your credit score.  Do it Yourself credit repair (DIY credit repair) is very often a time consuming, arduous, and stressful process. Hiring a professional service to fix your credit by doing all of the work for you saves you time and money.  It also elevates all of the stress associated with credit repair and speeds up the process for you, so that you can have good credit ASAP.

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Credit Firm can help you repair your bad credit

Discover what thousands of others before you have.  That there is a solution for bad credit. In life, time is the prime commodity, don’t waste another second living with bad credit.  Get started today and take the first step to achieving your goals.Need more info? Find out why thousands of people choose our Credit Repair Service.
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What Does Your Credit Score Say About You?

Your credit score impacts every aspect of your life.  Your credit score determines whether you qualify for a mortgage, auto loan, student loan, credit cards, personal or business loans, and the interest rates you pay.  Your credit report is also a big determining factor for potential employers  and even insurance premiums. In fact, your credit score has become one of the single most important determining factors of your quality of life. Increasing your credit score not only saves you money on interest rates, but it also increases your quality of life.

What’s On Your Credit Report?

According to Business Wire, 50% of US consumers with credit files (110 million people) have had their credit history negatively impacted by the recent economic hardship resulting in derogatory accounts on their credit reports and low credit scores.  And according to study by the Public Interest Research Group’s (PIRG) over 79% of credit reports contain incorrect, erroneous, and misleading information. Coupled with the credit bureaus’ indifference to reporting correct information, Bad Credit is becoming more common than ever.

How is Bad Credit impacting You?

Bad credit closes many doors and limits many consumers to obtaining financing through Sub-Prime means resulting in excessively high interest rates and towering monthly payments.

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The Benefits of Good Credit

–       Low interest rate mortgage
–       Apartment with no security deposit
–       Low interest rate credit card
–       Low interest rate Auto Loan with NO DOWN payment
–       Have extra money left over at the end of the month
–       Low Car Insurance rates
–       Qualify for a low interest Personal Loan
–       Qualify for an SBA Loan to start a business
–       More employment opportunities
–       Confidence

Repair Credit Fast

Credit Firm’s professional credit repair service has helped thousands of clients improve their credit history and raise their credit scores by deleting derogatory accounts from their credit reports and optimizing their credit files.  With over 15 years of experience and thousands of satisfied clients, Credit Firm is the solution for bad credit.  Start our credit repair program today and see the difference good credit makes.

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Your Plan to a Better Credit Score


Improving your credit can seem overwhelming but, there are a few simple steps that you can take to increase your credit scores. So if you’re ready to change your credit follow this plan.

Check your credit report

The first thing that you want to do is check your credit reports. Make sure that you get copies of all 3 credit reports from the 3 credit bureaus; Experian, Equifax, and TransUnion because some accounts may only report on one bureau and not the others.

You can get your credit reports for free once a year from all 3 credit bureaus at www.annualcreditreport.com.

Once you have your reports, review them. Make a list of any inaccurate, incomplete, outdated, or questionable information and file disputes with the 3 credit reporting agencies to correct the errors.

In most cases, removing inaccurate, incomplete, outdated, or questionable information from your credit reports will increase your scores.

Pay down your credit cards

Your credit card utilization accounts for approximately 30% of your overall credit score. Maxing out your credit cards and carrying very high balances makes you look like you’re living off your credit cards and don’t have enough cash to pay your debt.

Ideally, your credit card utilization rates should be at or below a credit card utilization rate of 20%. This means that your credit card balance should be 20% of your overall credit limit. For example, if the credit limit on your credit card is $1,000.00 your balance should not exceed $200.

Lenders consider consumers with high credit card utilization rates as high-risk for default because they may be one financial issue away from not being able to pay their debt. Conversely, consumers with low credit card utilization rates are considered as low-risk because they only use a small portion of their available credit and have a little buffer of available cash in case a financial issue arises.

Ultimately, you want to work on paying down your credit card balances to a credit utilization rate of 20% or less because it will increase your credit scores and make you look more attractive to potential lenders.

Pay your bills on time

Your payment history plays the largest part in influencing your credit scores. Paying your bills late is a surefire way to destroy your credit. When you decide to take action on improving your credit scores, it is of the utmost importance to pay your bills on-time, every time.

The last 6 months of your payment history has the greatest impact on your credit scores so work on putting together 6 straight months of perfect payment history and you will see your scores go up.

Determine whether or not you may need to establish credit

If your credit report does not contain any open and active revolving accounts, establishing some credit by opening a credit card will help to increase your scores. A new credit card will help potential lenders show that you have changed your ways by paying your bills on time and keeping a low credit utilization rate.

As your credit card ages, it will grow your ‘length of credit history’ which is 15% of your credit score.

If your credit lacks any open accounts, obtaining a credit card will help boost your credit scores.

Note: If you can’t get approved for an unsecured credit card, try applying for a secured credit card or ask a family member to add you as an authorized user to one of their cards.

Limit your credit applications

Every time you apply for credit, a hard inquiry is added to your credit report. An inquiry is a record of you applying for credit and having too many inquiries will lower your credit score.

If you absolutely must apply for credit, like in the example above where you need to establish credit, limit yourself to one inquiry every 6 months. Otherwise, stop applying for credit and as your old inquiries age off your reports, your scores will increase.

Consider hiring a reputable credit repair service

If you’re interested in improving your credit scores, hiring a professional credit repair service to work on removing past derogatory information is paramount to getting the most out of your credit repair. CreditFirm.Net has helped thousands of consumers just like you remove negative information from their credit reports and improve their credit scores. Since 1997, we have helped our clients purchase homes, get low-interest auto loans, and save millions of dollars by improving their credit scores. Will you be our next success story?


Why Choose CreditFirm.net?

Assurance. Our Credit Repair process was developed by experienced attorneys.

Speed. Documents are typically processed and sent out for investigation within 3-5 days.

Support. Award winning customer service guarantees your satisfaction.

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CreditFirm.net promises to perform the work outlined in the agreement and to charge a monthly fee for services already performed.