Credit Firm, one of the oldest and most trusted credit repair companies in the nation, invites you to improve your life by fixing your credit report and increasing your credit scores. We combine superior results, unparalleled customer service, and affordable monthly payments to deliver the best credit repair experience for you.
At Credit Firm we take your goals very seriously. In fact it is the first question we ask. What is your goal? Whether you want to buy a house, a car, refinance your current mortgage, or simply improve your credit score. We can help you achieve your goal. Call 1-800-750-1416 now and one of our experienced credit consultants will create a FREE step by step credit repair Action Plan on how to improve your credit report and increase your credit score.
Free Credit Consultation
Our certified credit consultants provide you with a FREE credit consultation. The credit consultation includes a review of your credit report and a step by step ACTION PLAN indicating the necessary steps to improve your credit in order to achieve your goal.
At CreditFirm.net our number one priority is your credit score.
When it comes to credit repair, we know what works, so we focus all of our actions to delivering you results in a timely manner.
Our Promise to You
We promise to give you an exceptional customer experience and an honest value each month you are enrolled in our credit repair program.
If you are ready to get started, we are ready for you!
A Different Type of Credit Repair
Unlike other credit repair companies, CreditFirm.net’s service includes a legal audit of your credit reports by a licensed attorney, who also carefully reviews every document we mail out to your creditors. This personal legal touch, along with hundreds of automated legal cross-checks by our FCRA compliance validation database, gives us the leverage to fix your credit legally and permanently.
15 years of Credit Repair Experience
CreditFirm.net, a private credit law firm, was founded in 1997 by a group of attorneys with one goal in mind. To help defend consumers’ rights against the credit reporting agencies, creditors, and the CDIA.
We believe that every consumer deserves the right to have good credit. That is why we would be honored to represent you throughout the credit repair process.
Will you be our next success story?
Why hire a Credit Repair Company?
Bad credit affects every aspect of your life. Everything from whether you can get a job, get approved for a credit card, qualify for an auto loan, mortgage, or even get insurance; it is all impacted by your credit score. Do it Yourself credit repair (DIY credit repair) is very often a time consuming, arduous, and stressful process. Hiring a professional service to fix your credit by doing all of the work for you saves you time and money. It also elevates all of the stress associated with credit repair and speeds up the process for you, so that you can have good credit ASAP.
Credit Firm can help you repair your bad credit
|Discover what thousands of others before you have. That there is a solution for bad credit.In life, time is the prime commodity, don’t waste another second living with bad credit. Get started today and take the first step to achieving your goals.Need more info? Find out why thousands of people choose our Credit Repair Service.|
What Does Your Credit Score Say About You?
Your credit score impacts every aspect of your life. Your credit score determines whether you qualify for a mortgage, auto loan, student loan, credit cards, personal or business loans, and the interest rates you pay. Your credit report is also a big determining factor for potential employers and even insurance premiums. In fact, your credit score has become one of the single most important determining factors of your quality of life. Increasing your credit score not only saves you money on interest rates, but it also increases your quality of life.
What’s On Your Credit Report?
According to Business Wire, 50% of US consumers with credit files (110 million people) have had their credit history negatively impacted by the recent economic hardship resulting in derogatory accounts on their credit reports and low credit scores. And according to study by the Public Interest Research Group’s (PIRG) over 79% of credit reports contain incorrect, erroneous, and misleading information. Coupled with the credit bureaus’ indifference to reporting correct information, Bad Credit is becoming more common than ever.
How is Bad Credit impacting You?
Bad credit closes many doors and limits many consumers to obtaining financing through Sub-Prime means resulting in excessively high interest rates and towering monthly payments.
The Benefits of Good Credit
– Low interest rate mortgage
Repair Credit Fast
The Secret to Saving $1,500 a Month
If you’re trying to save money you’re probably going to cut as many expenses out of your budget as possible. You can lower your monthly bills by disconnecting your cable, switching to generic products, and couponing but, you may be leaving a large amount of money on the table. Did you know that improving your credit scores can save you over $1,500 a month?
If you have a bad credit score your in the high-risk category for most lenders, which means that you will be paying a lot more in interest than someone with good credit. That’s if you can qualify for a loan at all.
The average consumer with bad credit ends up paying $505.47 a month more for a $250,000 mortgage than someone with good credit. On top of this, the person with bad credit will also need to put down deposits to open utility accounts such as gas, electric, and cable/internet. Your homeowners and auto insurance will likely be double that of the average person with good credit. Let’s take a look at auto loans where the average savings on a $35,000 loan can exceed $383 a month for someone with good credit. Let’s also not forget about credit cards, the average consumer in the US has about $10,000 in credit card debt. What does someone with good credit save when compared to someone with bad credit? About $275 per month in interest charges alone.
If you have bad credit, you could be paying $1,500 a month in interest charges and other fees above what someone with good credit pays.
On top of all of this, having good credit would make you more attractive to employers and possibly increase your earning potential.
If you want to save money you can cut out expenses, use coupons, stop drinking coffee at your local coffee shop each morning, you can even make your own lunch. But, until you fix your credit, you will continue throwing money away and depriving yourself and your family of the nicer things in life.
So how do you get on the path toward saving $1,500 every month?
1. You can start by paying your bills on time.
Make a commitment to paying every bill by the due date. If you’re past due on your bills, work toward catching up on on them and pay them on time, every time. String together 6 straight months of perfect payment history and you’ll see a dramatic change in your credit scores.
2. Pay down your credit cards.
Not only are your credit cards costing you thousands in interest fees but, if maxed out, they are lowering your credit scores. Paying down your credit cards to a utilization rate of 20% or less will increase your scores get take you one step closer to your goal.
3. Stop applying for credit.
Every time you apply for credit an inquiry is placed on your credit report. Apply for credit too often and you will make yourself look like you’re desperate for credit. Applying for credit too often can cause dozens of inquiries which will lower your credit scores. I know you want credit but, patience is the name of the game. Ideally, you should only apply for credit once every 6 months. So next time you want to apply for any kind of credit just remember that this application will hurt your credit score and cost you $1,500 a month. Then, take a deep breath and put the pen down.
4. Fix your past credit mistakes
If you have derogatory accounts such as late payments, charge-offs, collections, judgments, etc… reporting in your credit reports you will need to repair your credit. You can either CreditFirm.Net has helped thousands of consumers just like you remove negative information from their credit reports and improve their credit scores.
Since 1997, CreditFirm.Net has helped our clients purchase homes, get low interest auto loans, and save millions of dollars by improving their credit scores.
What will you do with your extra $1,500 a month?
Why Choose CreditFirm.net?
Assurance. Our Credit Repair process was developed by experienced attorneys.
Speed. Documents are typically processed and sent out for investigation within 3-5 days.
Support. Award winning customer service guarantees your satisfaction.
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