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3 Quick Bad Credit Repair Tips

April 3, 2013 by  
Filed under Blogs, Credit Repair

by: .

bad credit repair

Fixing your credit is one of the most important journeys you may ever embark on. The impact good credit will have on your credit and your life is simply unquantifiable.

Here are 3 quick tips to follow while repairing your credit:

#1: Pay Down Your Credit Cards

30% of your credit score is calculated from how well you use your debt. Concentrate on paying down your high interest credit cards and you will not only save yourself money but also increase your credit score.

#2: Keep Your Accounts Open

15% of your credit score is calculated from length of history. This mainly focuses on the average age of open accounts. Keeping your oldest accounts open and active will lengthen your credit history and increase your credit score. But don’t forget the flip side of the coin, opening new account will shorten your average account age and lower your credit score. So keep your old accounts open and limit yourself on opening new accounts.

#3: Pay Your Bills On-Time

Your payment history accounts for 35% of your credit score. Even if you have had issues with paying your accounts late in the past, it’s not too late to turn your credit around. Make a decision to pay every one of your bills on time from this day forward.


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