Monday Mailbag 01/14/2019
How do I know that you guys are being as aggressive as you should because you’re a business and I don’t want to keep paying you forever?
We try to remove derogatory information for our clients and help them increase their credit scores as quickly as possible. We would much have you complete the program quicker and refer your friends and family to us than milk you for an extra 1 or 2 months.
In fact, we’re one of the few credit repair companies that initiate investigations with the credit bureaus and credit furnishers simultaneously, instead of one at a time – like most other companies.
For example, we process debt validation with collection agencies while the credit bureaus are working on their disputes which allows our clients to complete our program faster. Our rounds are 30-45 days instead of 60 days some other companies.
Finally, there’s a lot of false information on the internet about aggressiveness and credit repair, which has been perpetuated in no small part by credit repair companies. Consumers are lead to believe that accounts can be deleted based on the aggressiveness of the investigations, this is false.
A credit bureau will not delete an account from your report if our attorneys send them an aggressive angry letter threatening a lawsuit, a credit bureau will remove derogatory information if the information was found to be inaccurate, incomplete, unverifiable, biased, or not compliant with the law.
An account will not be deleted based on aggressiveness but, will be deleted based on an incorrect method of verification, or debt validation, or permissible purpose verification, etc….
And that’s what we do, we have a process where one investigation leads into the next and we escalate the investigations accordingly to try to catch the credit furnisher or credit bureaus out of compliance and get the accounts deleted.
Ultimately, we’ll do everything possible to get you in and out of this process as quickly as we can.